TURNKEY fDX SOLUTION
FDX standards: not just simple, ready on day one
With open banking and embedded finance reshaping the industry, Sensedia delivers FDX APIs ready to consume—no manual needed. Our FDX-compliant authorization server requires no implementation, supports multiple versions with analytics, and enables seamless maintenance. We provide out-of-the-box compliance without the need for deep tech expertise. Try it now.
Turn CFPB Regulation into innovation for banks, credit unions, and fintechs
Embrace the future of finance with Sensedia, guided by CFPB's standards and best practices. With our proven expertise and successful track record in global Open Banking standards like the PSD2 and now FDX, Sensedia is your trusted partner to navigate open banking compliance.
For Credit Unions
Easily Connect to Fintech Partnerships and Build Your Open Banking Ecosystem:
- Enable plug-and-play connectivity to build open banking ecosystems and unlock new embedded revenue streams.
- Leverage Sensedia's legacy expertise for seamless integrations and modernization.
- Easily partner with fintechs while maintaining full power and control over your integrations.
For Corporate Banks
Go Beyond Compliance to Launch Innovative Products and Services:
- Accelerate time-to-market by connecting core systems, CRMs, cloud services, and third-party partners with Sensedia's low-code iPaaS.
- Achieve faster third-party and partner onboarding with custom dev portal.
- Drive growth beyond compliance with FDX solutions ready from day one.
For Fintechs
Simplify, Scale, and Succeed with Sensedia's Fintech API Accelerator:
- Integrate AI-driven functionalities seamlessly across chatbots, websites, apps, IoT, kiosks, and other customer touch points.
- Drive direct collaboration with Banks and Credit Unions with Sensedia's API Platform.
- Enhance developer experiences and speed up third-party and partner onboarding.
Enable AI and digital experiences
Utilize Sensedia's low-code platform to enable new digital channels and services. Integrate mobile apps, AI chatbots, and other digital experiences to drive revenue and maximize ROI.
Connect directly to Financial Institutions
Connect quickly and seamlessly to third-party partners, fintechs, banks, credit unions, or any financial institution. Skip intermediaries and take full control of your integrations to meet your demands exactly when and where you need to, unlocking new embedded revenue streams.
Turn CFPB Regulation into innovation
Sensedia is a global leader in open banking, enabling over 40 financial institutions to successfully serve millions of users. Cut out intermediaries and accelerate your embedded finance, payments, and BaaS deliveries while in compliance with CFPB regulations using FDX standards.
Your reliable business connectivity hub
Sensedia is your all-in-one integration platform, prioritizing security, reliability, and scalability. For over 200 clients, our platform accelerates digital innovation and ecosystem building through low-code, automated workflows. Our legacy-friendly connectors ensure plug-and-play compatibility, future-proofing your business.
Unlock legacy systems for maximum performance
Leverage your dependable legacy systems as a competitive advantage by seamlessly connecting internal data and insights. We mitigate technical debt by offering a future-proof, flexible, and composable architecture roadmap, so you can adapt to new technologies and trends and maximize business performance.
Why you can't afford to miss out on embedded finance
Discover how APIs are transforming banking & financial services.
Build your partner ecosystem
• Easily integrate and onboard partners for maximum business reach
• Drive flexible and scalable growth with a platform business strategy
• Connect third-party products and services for new revenue streams
Elevate your digital experiences
• Enable AI features and new digital experiences across touch points
• Centralize customer behavior insights with real-time dashboards
• Remove bottlenecks to build an omnichannel customer experience
Enable BaaS and Open Banking
• Accelerate the development of new products with our AI CoPilot
• Meet CFPB compliance requirements with our FDX-ready solution
• Stay up-to-date with evolving regulatory requirements and standards
Bring agility to your legacy
• Identify key investment areas with a thorough architecture assessment
• Mitigate risks with Sensedia's efficient application & data management
• Unlock your legacy systems to build newer and better experiences
Trusted by leading companies for our secure and reliable solutions
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Transform your business into an embedded finance platform
Adopt a plug-and-play system to empower a platform-based approach. Connect with partners, extend the reach of your financial products and services, and generate new revenue streams.
Focus your time and energy on delivering a “wow” customer experience
We streamline your customer experiences by eliminating complexities and adopting an agile API integration approach, enhancing onboarding, retention, engagement, and loyalty.
Empowering clients through composable architecture
Driving scalability and growth to our clients through market-leading APIs, microservices, and Integrations.
Strategic expertise that drives innovation and connectivity
Digital Experiences
Streamline the creation and delivery of highly integrated digital channels that bring value to both your customers and your business.
Partner Ecosystems
Provide a frictionless experience, from onboarding to implementation, and foster partnerships that enhance your offering and relevance in the market.
Legacy Modernization
Accelerate your digital strategies by increasing the scalability and flexibility of your entire architecture.
Open Innovation
Maximize the potential of open innovation models and platform positioning to extend your reach and create multiple revenue streams.
Frequently asked questions
Find the answers to the most common questions about our Banking and Financial Services solutions.
The accessible data can vary based on user permissions. In accordance with current regulations, you can access information regarding bank accounts, transactions, credit history, investments, and insurance. However, it's worth noting that Open Finance extends beyond data sharing, it can also enable payment initiation.
The Open Finance ecosystem uses certificate chains and mTLS protocol to ensure the confidentiality, authenticity, and integrity of the information exchanged between participating institutions. This ensures that only authorized individuals have access to this information.
The CFPB was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace. Before, that responsibility was divided among several agencies. Today, it’s our primary focus. https://www.consumerfinance.gov/about-us/the-bureau/
FDX is a nonprofit organization in the US and Canada dedicated to establishing a common and secure standard, the FDX API, for accessing consumer and business financial data. It includes a diverse board of directors and a global membership of financial institutions, data aggregators, fintechs, and others focused on user-permissioned financial data sharing. https://financialdataexchange.org/
Begin your API journey with Sensedia
We support our clients in enabling new digital experiences, integrating systems, and navigating Embedded Finance journeys. We work collaboratively from compliance to business strategy.
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